I am the very model of a modern arbitration clause

first_img 16SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Happy Wednesday, Credit Union Compliance World. As you know, on July 10th, the CFPB finalized its rule on arbitration agreements. We blogged about the basics of the rule and the epic hero’s journey that is trying to identify its scope. On Monday, thankfully, the CFPB released its Small Entity Compliance Guide regarding the final arbitration rule. While the amount of footnotes involved in discussing the scope should be a clue to the Bureau that the rule is painfully technical, it is nice to have a version written in Standard American English.Thanks to the Equifax breach and the breathtaking cascade of bungled responses in its aftermath, arbitration provisions are back in the limelight. If your credit union is seeking to help assist members affected by the breach, visit NAFCU’s Equifax Data Breach Resources webpage. If you’re angry, know that your feelings are valid and shared. We’ve written to Congress, the CFPB, the FTC and NCUA to ask them to take action to protect credit unions and their members. In the meantime, perhaps this is a good time to take a deeper look at the arbitration rule’s language requirements.From Agreements to Delegates, In Order CategoricalNAFCU has gotten a few questions about when it is appropriate to use the nine different model clauses included in the rule. Below is a breakdown of the various clauses in the rule and when and how they can be used. continue reading »last_img read more

Number of flu cases continue to spike in Tioga County

first_img“To date, Tioga has seen 153 cases of flu, whereas last year at this time I had 89, and the year before that I had 24,” said Bilbrey. If you start showing symptoms of the flu, seek treatment right away. OWEGO (WBNG) — After every holiday season, health officials expect the number of flu cases to go up. The difference with this year is that there was a major spike, and it occurred early. “Good soap and water, wash your hands. When you’re going into the store a lot of times the grocery stores will leave wipes so that you wipe down the grocery carts. Those can get kind of gnarly. If you’re sick, stay home, and get the flu shot,” said Bilbrey. If you’ve been fortunate enough to stay healthy, continue to practice those prevention techniques. “The flu activity started very quick in New York this year. We’re not quite sure why. It’s not just Tioga, it’s state-wide. We tend to spike, we start to see it more moving into January, but we started at the beginning of December,” said Tioga County Supervising Public Health Nurse Barbara Bilbrey.center_img “Fever, chills, weakness, fatigue. If those are the true blue symptoms of the flu, get yourself to a walk-in, get yourself to your doctor. There are medications that you can be put on that can limit the impact of flu,” said Bilbrey. Flu cases have already doubled from this time last year. There are typically two types of the flu virus, Flu A and Flu B. Normally only one prevails each year, but this year both are being seen according to health officials. Helping prevent or limit the spread of the flu virus will protect yourself and others as we all try to stay healthy the rest of the winter.last_img read more

SheIn Simple Velvet Tank Feels Insanely Luxurious and Soft

first_img– Advertisement – Us Weekly has affiliate partnerships so we may receive compensation for some links to products and services.Question: Is there a fabric that exudes luxury and festive vibes more than velvet? If we could get away with it, we would probably wear it all year long. Come to think of it, we can do that. Velvet has become one of the trendiest textures around, and it’s certainly made a splash in the fashion marketplace.- Advertisement – This tank top has a V-neckline that’s mirrored in the front and back. It’s a cami-style tank, so it has thin spaghetti straps that are dainty and elegant. This top is made entirely of velvet, including the straps. You can even pick it up in two different forms of velvet too — smooth or crushed!This tank top is rendered in a standard length that hits right at the middle of the hips. It’s ideal to wear with a pair of jeans, and if you’re comfortable enough, you can absolutely team it with leggings too. Tanks like these are fall staples, as they’re practically made for layering. Throw on a fuzzy sweater or a leather jacket over it, and you instantly have the dreamiest autumn ensemble!SheIn Women's Casual Basic Strappy Velvet V Neck Cami Tank TopSheIn Women’s Casual Basic Strappy Velvet V Neck Cami Tank Top (Dark Purple) AmazonSee it!- Advertisement – These days, you can score velvet shoes, pants and even puffer jackets made from the material. But if you’re a velvet novice, why not start out easy with a simple tank like this one from SheIn? It adds that little touch of glamour — you can indulge in the fad without going overboard. Plus, it’s a seriously affordable option that’s still incredibly high-quality!SheIn Women's Casual Basic Strappy Velvet V Neck Cami Tank TopSheIn Women’s Casual Basic Strappy Velvet V Neck Cami Tank Top (Light Navy) AmazonSee it!Get the SheIn Women’s Casual Basic Strappy Velvet V Neck Cami Tank Top for prices starting at just $14, available on Amazon! Please note, prices are accurate at the date of publication, November 5, 2020, but are subject to change.- Advertisement – Get the SheIn Women’s Casual Basic Strappy Velvet V Neck Cami Tank Top for prices starting at just $14, available on Amazon! Please note, prices are accurate at the date of publication, November 5, 2020, but are subject to change.While the majority of colors this tank is available in are made from the smooth velvet option, the crushed versions are equally glamorous. The latter adds increased texture to the look and gives the tank an eye-catching metallic effect. The best part? You can’t go wrong.See it: Get the SheIn Women’s Casual Basic Strappy Velvet V Neck Cami Tank Top for prices starting at just $14, available on Amazon! Please note, prices are accurate at the date of publication, November 5, 2020, but are subject to change.Not what you’re looking for? Check out more styles from SheIn and shop all of the clothing, shoes and jewelry available on Amazon! Don’t forget to check out all of Amazon’s Daily Deals here!Check out more of our picks and deals here!This post is brought to you by Us Weekly’s Shop With Us team. The Shop With Us team aims to highlight products and services our readers might find interesting and useful, such as face masks, self tanners, Lululemon-style leggings and all the best gifts for everyone in your life. Product and service selection, however, is in no way intended to constitute an endorsement by either Us Weekly or of any celebrity mentioned in the post.The Shop With Us team may receive products free of charge from manufacturers to test. In addition, Us Weekly receives compensation from the manufacturer of the products we write about when you click on a link and then purchase the product featured in an article. This does not drive our decision as to whether or not a product or service is featured or recommended. Shop With Us operates independently from advertising sales team. We welcome your feedback at [email protected] Happy shopping!last_img read more

Bulldog Swimming Results At Madison Small School Tourney

first_imgThe Batesville High School Men’s and Women’s swimming teams traveled to Madison to participate in the Madison Small School Invitational on Saturday morning. Silver Creek and North Harrison rounded out the participating teams.TEAM SCORESMenMadison 387Batesville Bulldogs 275North Harrison 207Silver Creek 111WomenNorth Harrison 315Madison 301Batesville Bulldogs 261Silver Creek 125BULLDOG WINNERSMenEthan Brewer — 100 Fly (59.WomenGwen Martin — 50 Free (28.94)Maria Lopez — 100 Fly (1:11.65)Sonja Gaulin — 100 Free (1:04.77)NOTABLESThe Women’s 200 Free Relay placed first (Lopez, Gaulin, Wonnel, Martin)Second place finishers were Lopez (200 IM), Gaulin (200 Free), Johnson (100 Free, 100 Back), Martin (500 Free), Callahan (500 Free), Moster (100 BR)UP NEXTThe Batesville Bulldogs swim team will be visiting Shelbyville for a Relay-Only Invitational on Dec. 14.Results will be available online here: https://www.swimcloud.com/results/168250/ Courtesy of Bulldogs Coach Greg McMullen.last_img read more

Here are all 17 Yankees players to homer off the Orioles in 2019

first_imgInfielder Gio Urshela notched No. 49 on Wednesday night, the first of his two long balls in a 14-2 victory. Homers from outfielder Cameron Maybin and Kyle Higashioka brought the tally to 52.No team has ever hit more home runs against an opponent in one season than the Yankees against the Orioles this year.Here’s the record-breaking 49th blast.pic.twitter.com/HQkmZefHFK— Sporting News (@sportingnews) August 8, 2019New York hasn’t even fielded its best lineup for many of its matchups against the Orioles. Injuries ripped through the team early in the campaign, and unheralded Triple-A call-ups and new signings have stepped in. Urshela is among the players to make surprising contributions.Below are the 17 Yankees players to homer off the Orioles this season. This post will be updated if/when more dingers occur.RankPlayerHome Runs1Gleyber Torres102Gary Sanchez93Clint Frazier64Austin Romine35Mike Tauchman36Luke Voit37Cameron Maybin38DJ LeMahieu29Brett Gardner210Aaron Judge211Gio Urshela212Kyle Higashioka213Mike Ford114Didi Gregorius115Greg Bird116Thairo Estrada117Troy Tulowitzki1 New York still has four more games to go against Baltimore in 2019.MORE: Here’s how to watch “ChangeUp,” an MLB whiparound show, for free on DAZN One of the best power-hitting teams in recent memory. One of the worst pitching clubs in the league. An (allegedly) juiced ball. Two stadiums in which home runs are commonplace.Those are some of the factors involved in the Yankees’ 49 home runs against the Orioles this season, an MLB record for any team against any one opponent in a single season.last_img read more